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Shopping around for finance saved £1000
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Shaun Braybrook

Shaun Braybrook, a Norwich based Financial Adviser, was offered 14% APR finance for his new BMW sports convertible but decided to look elsewhere to get a better deal.

His car dealership finally came back with their best rate of 11% APR but Shaun approached Credo Asset Finance to see if they could do better.

Shaun adds; “As I’m a Financial Adviser, I advise clients to look around for the best deals on the market so I shouldn’t be any different with my personal finances.”

Credo Asset Finance immediately offered Shaun a rate of 8.3% - saving him £1000 over the course of a three year agreement.  “When I was offered 8.3%, I went back to the dealership but the best they could do was 11% which was far too high” he says.

The finance package he opted for was a Hire Purchase agreement with a balloon payment.  This means Shaun makes monthly payments over three years and then has a final payment to own the car.  “I think HP is the best way to finance a car.  I pay £350 per month for a £24,000 car.”

Simon, Managing Director of Credo Asset Finance adds; “Hire Purchase is a good way to finance a car – it’s the oldest and most uncomplicated form of Asset Finance and ultimately gives the customer ownership of the car.

It means you don’t have to spend savings that you might need later on and we financed Shaun’s car on a flexible agreement so he can settle the amount at any time by selling it or part-exchanging.”

And because individuals don’t have to show affordability to Credo Asset Finance, the finance is quick and simple to arrange. Shaun adds; “I received a quote instantly from Credo Asset Finance and collected my new BMW shortly afterwards.”

“I would definitely recommend Credo Asset Finance to friends and family looking for car finance as they saved me £1000.  It was a very straight forward process.  I received quotes almost instantly and all paperwork was emailed to me."

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Registered office: 85 Yarmouth Road, Norwich, Norfolk NR7 0HF

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