The finance calculator has been designed to give a representative example of what you can expect when applying for finance. This guide gives an indication of the APR, monthly repayments and total repayments that you may be expected to pay. Please be aware that finance companies base their decisions on an array of differing factors. This calculator is not an offer of finance, an exact payment or APR, or a guarantee that your application will be accepted. Credit is subject to status and is not guaranteed.